Private Banking

A private bank that
sees the whole picture.

Everyday banking gets capital moving. Private banking is what sits above it — the structuring, the lending, and the discretion required when personal, corporate and trust-held capital have to be held as one relationship without being commingled. One banker, every entity, one consolidated view.

What sits above the account

Three disciplines, one relationship.

01

Structuring

Personal, corporate and trust capital opened as distinct legal entities — each with its own mandate, signatories and KYC file — then mapped from day one into a single consolidated record. Nothing is netted in the ledger; consolidation happens only in the reporting layer.

  • Entity architecture designed alongside your own tax and legal counsel, never in place of it
  • Segregated, ring-fenced balances beneath every entity, held at tier-one custodians
  • Beneficial-ownership mapping and periodic KYC refresh scheduled to risk rating, not left to lapse
02

Bespoke Lending

Liquidity without forcing a sale. Lombard facilities secured against a marketable portfolio, and bespoke lending against less liquid holdings, sized to the asset and the horizon rather than a retail matrix.

  • Lombard credit lines against custody-held securities, drawn and repaid on demand
  • Bridging against concentrated stock, property or an anticipated liquidity event
  • Terms structured around lock-ups, secondary windows and tax timing, with independent advice assumed
03

Institutional FX

Cross-border capital priced against live interbank spreads, not a retail markup — with a best-execution obligation applied to every conversion and the reference rate shown alongside the price you are offered.

  • 30+ currency pairs, benchmarked to the WM/Reuters 4pm fix or live interbank mid
  • Correspondent relationships across the Eurozone, North America, the Gulf and Asia-Pacific
  • A dedicated desk for structured, block or time-sensitive transfers
Wherever the relationship travels

Built for principals who move capital, and countries, without friction.

Under the hood

One relationship manager, every entity, one consolidated view.

Personal, corporate and trust-held capital are opened as distinct legal accounts — each with its own mandate and reporting line — but structured to roll up into a single relationship record. The consolidation happens in the reporting layer, never in the ledger.

Personal
Individual mandate
Instructed solely by the account holder or their appointed attorney.
Corporate
Board-approved signatories
Mandated by resolution; authority limits reviewed at each KYC refresh.
Trust / Structure
Trustee-instructed
Operated strictly on trustee instruction, independent of personal mandates.
Consolidated Relationship View
One banker · one dashboard · segregated safeguarded balances beneath each entity

Client money sits in segregated, ring-fenced pooled accounts at tier-one custodian banks under each entity — never on Fortera Nova's own balance sheet. The relationship layer sits above that structure; it does not change which entity legally holds which balance.

Founding Membership

A banker who knows the answer before you ask.

Founding members shape the structuring, lending and FX desks before they open more broadly.

Enquire About Membership