One relationship.
The whole of a life.
Membership is not an account; it is a standing relationship that holds banking, investments, structure, community and wellbeing as one. It is by invitation and deliberately small — founding members help shape the house before it opens more broadly.
Five strands, one relationship.
Banking
Multi-currency accounts, institutional FX, bespoke lending and a single banker across every entity. Private Banking →
Investments
The house's own institutional desk and the Fortera Frontier Fund, built discretionarily around you. The Desk →
Family Office
Governance, succession and one consolidated view across every entity and adviser. Family Office →
The Consortium
Co-investment, shared deal flow and private convenings among a small group of principals. The Consortium →
Life Optimisation
The person measured as carefully as the portfolio — health, time and the machinery of a life, alongside the capital. The health strand is in build for 2026.
Fortera looks after the health, the time, and the machinery of a life — of which capital is only one part.
How membership begins.
Introduction
A conversation — by invitation, or by request through a partner. We listen before we propose.
Onboarding
A single due-diligence file — identity, source of wealth, structure — run in parallel, not in sequence.
Structuring
Accounts, mandates and the family architecture stood up around how your capital actually moves.
Membership
The relationship opens — banking, investments, the Consortium and the portal, held as one.
Membership, answered plainly.
How does membership work?
Membership is flat — there are no tiers to climb and no loyalty mechanics. Members hold the same standing, and Founding Members are those who join before the house opens more broadly and help shape how the structuring, lending and investment desks operate.
What is the Consortium?
A working community of accomplished principals convened privately — for co-investment, private convenings and the kind of introductions that are useful precisely because they are not broadcast. It is a community, not a marketing tier or a rewards programme.
Who is membership suitable for?
Founders after a liquidity event, principals with capital spread across several entities or jurisdictions, and families coordinating decisions across more than one generation. The common thread is complexity that has outgrown a conventional banking relationship, rather than a headline balance.
How do I enquire about membership?
Enquiries are handled privately by a partner rather than a call centre. You can start the conversation through the enquiry page, and the first exchange is a conversation about fit, not a sales process.
Join the founding circle.
Founding members shape the account architecture, the servicing model and the Consortium itself.
Request an Introduction