Multi-currency accounts, institutional-grade FX, a dedicated relationship manager, and carbon accounting on every transaction — a private bank that behaves like it was built this decade. Every account is structured around how capital actually moves for a principal with cross-border interests: settlement in the currency the counterparty asks for, reporting that consolidates every entity and jurisdiction into one view, and a single point of accountability who already knows the answer before you have to ask the question. This is asset management infrastructure wearing the shape of a current account.
Most private banking today is a legacy ledger with a modern skin stretched over it — the interface is new, the plumbing is not. Ours is built the other way round: the account structure, the FX engine, and the servicing model were designed together, for principals who hold capital across currencies, jurisdictions and asset classes, and who need one institution to see all of it at once.
Personal, corporate and trust-held capital are opened as distinct legal accounts — each with its own mandate, signatories and reporting line — but structured from day one to roll up into a single relationship record. Nothing is netted or commingled: the consolidation happens in the reporting layer, not in the ledger.
Client money sits in segregated, ring-fenced pooled accounts at tier-one custodian banks under each entity — never on Fortera Nova's own balance sheet. The relationship manager and consolidated dashboard sit above that structure as a reporting and servicing layer; they do not alter which entity legally holds which balance, and nothing here changes the FSCS or safeguarding treatment of the underlying account.
A card built to the same standard as the accounts behind it — and a footprint statement with every cycle. The metal itself is recycled stainless composite, weighted deliberately, and issued only once onboarding and account structuring are complete — it is the last thing you receive, not the first, because it should feel like confirmation of a relationship rather than a marketing gesture. Every statement pairs spend with its carbon equivalent, broken down by category, so the environmental cost of a transaction is as visible as its price.
Fortera Nova — original photography
A single conversation, not a stack of forms. Enhanced due diligence begins immediately: certified identity verification, source-of-wealth and source-of-funds documentation, beneficial-ownership mapping for any corporate or trust structure, and sanctions/PEP screening against continuously updated watchlists. Your relationship manager owns the file from the first hello — every workstream runs in parallel, not in sequence, so nothing sits waiting on your desk.
Accounts, cards and FX live within days — multi-currency from the very first transfer, with corridors pre-configured for wherever your capital and your family already operate, and correspondent relationships already in place for the currencies you actually use.
Personal, corporate and trust-held accounts are opened as distinct, appropriately mandated entities and mapped into a single consolidated architecture — each with its own KYC file and signatory list, but reporting through one relationship manager rather than three separate banking relationships.
Your dashboard opens with your numbers already in it: performance, positions, and footprint, refreshed daily and exportable in the format your accountant or family office already uses. Periodic KYC refresh is scheduled to risk rating, not left to lapse until a regulator asks.
Founding members shape the account architecture, the servicing model, and the Consortium itself — priority access to structuring, FX desks and reporting tools before they open more broadly.
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